The best card for you
The U.S. Bank Cash+® Visa Signature® Card offers a customizable cash back rewards program, allowing you to earn up to 5% cash back in categories that align with your spending habits.
By: Net Dinheiro
About the U.S. Bank Cash+® Visa Signature® Card
The U.S. Bank Cash+® Visa Signature® Card is designed for individuals who wish to maximize their cash back rewards through a customizable program. New cardholders can earn a $200 bonus after spending $1,000 in eligible purchases within the first 90 days. The card offers 0% intro APR on purchases and balance transfers for the first 15 billing cycles; afterward, a variable APR applies. Additional benefits include purchase protection, extended warranty, and access to Visa Signature® perks such as concierge services.
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Does the U.S. Bank Cash+® Visa Signature® Card have an annual fee?
No, this card has no annual fee, allowing you to earn rewards without additional costs.
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What is the intro APR period for purchases and balance transfers?
Enjoy a 0% intro APR on purchases and balance transfers for the first 15 billing cycles; afterward, a variable APR applies based on your creditworthiness.
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How does the 5% cash back program work?
Each quarter, you can select two categories to earn 5% cash back on the first $2,000 in combined eligible purchases. Categories include options like fast food, home utilities, and electronic stores.
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How can I redeem my cash back rewards?
Redeem your rewards as a statement credit, a rewards card, or a direct deposit into your U.S. Bank checking or savings account, based on your preference.
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Is there a limit to the cash back I can earn?
You can earn 5% cash back on the first $2,000 in combined eligible purchases in your chosen categories each quarter. After reaching this limit, purchases in those categories earn 1% cash back.
How to Apply for the U.S. Bank Cash+® Visa Signature® Card
Applying for the U.S. Bank Cash+® Visa Signature® Card is straightforward: 1. Visit the U.S. Bank Website: Navigate to the credit cards section and select the Cash+® Visa Signature® Card. 2. Complete the Application Form: Provide necessary personal and financial information, including your Social Security number, income details, and employment status. 3. Review and Submit: Ensure all information is accurate before submitting your application. Approval is typically quick, and upon receiving your card, you can set up your online account to manage preferences and rewards.